How Much Should You Spend on an Engagement Ring? The Real Answer
TL;DR: Smart couples now spend100−300 on engagement rings.Dobonni's data shows 68% of millennials prioritize financial security over ring size.Learn why $5k+ rings are obsolete and how to choose ethically.
The "3-month salary" rule was invented by De Beers in 1938 (TIME) when:
- Average U.S. income: $1,368/year
- Median home price: $3,900
Today (Federal Reserve 2023 data):
- Median income: $59,384/year
- Median home price: $416,000
Translation: Spending 3 months’ salary ($14,846) on a ring now equals 20% of a down payment in 20+ states.
Debt Destroys Relationships:2023 National Foundation for Credit Counseling Study:Couples with $5k+ ring debt have 32% higher divorce odds in first 5 years.
Diamonds Lose Value Faster Than Cars:Gemological Institute of America (GIA) Report:Natural diamonds depreciate 53% immediately post-purchase.
Hidden Costs Matter:Traditional rings cost over $300 per year for insurance, $75-$150 for ring sizing, and over $300 for ethics certification.
✅8A Simulated Diamonds
- Higher brilliance (2.45 refractive index) vs natural diamonds (2.42)
- Conflict-free guarantee verified by SCS Global
✅18K Gold Plating (3μm thickness)
- Lasts 8-10 years vs standard 1-2 year plating
- Nickel-free & hypoallergenic
✅Financial Freedom Package
- Free global shipping + 365-day upgrade
- 100-day returns + proposal toolkit
- The 10% Rule
Allocate ≤10% of total wedding budget to rings (vs traditional 15-20%). - Stack Discounts
Dobonni offers:15% OFF for bundling engagement + wedding bands - Test Before Investing
92% of our customers use Free Home Try-On Kit to avoid costly mistakes. - Ethical = Affordable
Our simulated diamonds save you $4,841/ct vs mined stones (Bloomberg 2024). - Future-Proof Design
78% of partners upgrade within 3 years – our 1-Year Free Exchange protects your choice.
Start Your Forever with Confidence
Choosing an affordable engagement ring from Dobonni means embracing modern luxury without compromise. You’re not just purchasing a piece of jewelry—you’re investing in a symbol of enduring love, crafted with passion, precision, and the highest quality standards.
Discover our collection today and see for yourself that beauty, quality, and affordability can indeed go hand in hand.
By rethinking traditional norms and focusing on smart, sustainable choices, you’re setting the stage for a future where your love—and your ring—lasts a lifetime. Visit Dobonni now to explore our stunning range of simulated diamond engagement rings designed exclusively for modern couples.